Financial legal service is one of JAVY’s traditional strong fields. Our clients include banks, other financial institutions, non-bank payment agencies, large Internet corporations, big data companies, cloud computing companies, and loan intermediaries. We provide comprehensive financial legal service for financial institutions both domestic and abroad.
JAVY provides the following financial legal services: regular compliance & advice, due diligence, business qualifications review, business model review, product design, transaction structure design, legal relationship analysis, financial flows analysis, finance marketing review, internal control & risk prevention improvements, incorporation & dissolution, M&A, investment & financing, business negotiation, dispute resolution, IPO/listing. We have highly-experienced professionals in the aforementioned fields to provide quality legal services for various financial operations.
01、Banking
Banks are the most important financial institutions, including central banks, policy banks, commercial banks, investment banks, and the World Bank, each serving different financial purposes.
02、Securities
Securities are the common name for various equity vouchers, which serves as proof of certain economic interests of the securities holders, including capital securities, currency securities and commodity securities. Securities may also mean specific financial products, including equity market products such as equity, bond market products such as bonds, and derivative market products such as stock futures, options and interest rate futures.
03、Funds
These include investment trust, provident fund, insurance fund, pension fund and funds of various foundations, but most commonly refer to securities investment funds.
04、Trust
Trust is a legal act based on credit that involves three parties: the trustor, the trustee, and the beneficiaries. The trustor transfers property rights to the trustee according to the terms of a contract or a will, for the interest of trustor themselves or the beneficiary, and the trustee manages the trust property according to the aforementioned terms.
05、Insurance
Insurance is a legal act in which the insured pays insurer a premium fee according to the insurance contract, the insurer will in turn pay insurance benefits to the insured if the condition in the contract has been met (e.g. an accident happens to the insured), it is one of the risk management methods.
06、Asset Management
Asset management is a legal act in which the asset manager manages the assets of the client according to the terms of the asset management contract, in exchange for a management fee.
07、Finance Lease
Finance lease is the most common non-banking finance forms used in the world. In a finance lease, a lessor purchase the asset to be used by the lessee in exchange for rentals, the difference between a finance lease and a common lease is that the former involves financing and asset-leasing.
08、Microcredit
Microcredit involves the lending of tiny amounts of money to new businesses at low interest. In China, microcredit mainly serves “three rural” and SMEs, and effectively solves the financing difficulties of such enterprises.
09、Internet Finance
Internet finance organically combines Internet technology (big data, cloud computing, etc.) and financial functions, it includes the online platform based financial market system, financial organization system, financial product system, as well as the Internet financial regulatory system, it is also more inclusive, informationized and decentralized than traditional financial model.
